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if microsoft really allowed it, they would give you a choice like they used to.
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No. That makes no sense. They do allow it. You even said it yourself - just don't connect to a network when installing and you can press on with a local account. I do it all the time with new client builds.
If they didn't allow it, the installation would halt until you got Internet access.
Is Microsoft being pushy about using a Microsoft account? Yes. But do they still allow the use of a Local Account. Sure.